Christmas on a Budget + $100 VISA Giveaway

Christmas is by far my favorite time of the year.  I love spending time with family and friends.  The decorations are beautiful, and the food is delicious.  However, Christmas can be very expensive.  Today I’m going to share with you some of the ways I celebrate Christmas on a budget.

Are you hosting Christmas this year? Use these tips to save money and celebrate Christmas on a budget.


The good thing about decorations is that you can reuse them year after year.  That means you’re only spending money on new items and probably a Christmas tree.  My family even reuses the Christmas tree.  We have an artificial tree because I’m allergic to the real ones, and I’m not a fan of the bugs that can move in with the real tree.

If you do want a new Christmas decoration, it is often a good idea to wait until after Christmas to purchase it.  You won’t have it to decorate this year, but you will probably be able to get it at a discounted price.  After Christmas sales are perfect for stocking up on decorations for next year.

You can also put new Christmas decorations on your Christmas list.  Having others buy them for you as a gift will save you money.  Plus, that item will remind you of the person who bought it for you each year as you take it out at Christmastime.  I have decorations that my students bought me ten years ago.  I still remember who each one was from, and they bring back great memories.


Are you hosting Christmas this year? Use these tips to save money and celebrate Christmas on a budget.



Another expense at Christmas is the food.  If you’re hosting Christmas at your house, try to start buying the food a few weeks in advance.  Plan your menu first.  That way you will know what ingredients you still need to buy.  Watch the weekly circulars for deals on those items, and buy them when they’re on sale.  That way you don’t end up with a huge grocery bill the week of Christmas.  You can also have each of your guests bring a dish to share.  That will cut back on the amount of money you spend, too.

I love baking Christmas cookies.  However, getting the ingredients for several different kinds can be expensive.  Each year, I have a holiday cookie exchange with some of my friends.  That way I only need to purchase ingredients for one type of cookie.  After the exchange, I have at least 5 different types of cookies to share with my guests on Christmas. They appreciate the selection of cookies, and I love not having to make them all myself.  Cookie exchanges are lots of fun, and they save you time and money.


Are you hosting Christmas this year? Use these tips to save money and celebrate Christmas on a budget.



The presents will probably be the most expensive part of your holiday.  They can add up quickly if you have a lot of people on your shopping list.  I have so many tips for saving money on holiday presents that I made a 3-day e-course to help you save.  Click on the link to register for my FREE e-course, Save Big This Holiday.

By signing up, you’ll get:

  • An email packed with money-saving tips each day for 3 days
  • FREE downloads to keep you organized and track your progress
  • Extra support in a private Facebook group

Are you hosting Christmas this year? Use these tips to save money and celebrate Christmas on a budget.


To help you with your holiday shopping, I’m giving away $100  VISA gift card.  Who doesn’t need a little extra money for presents?  Enter below for a chance to win!



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How do you celebrate Christmas on a budget?

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Sign up today to get a FREE download of the first three chapters of my e-book, Supermarket Savings!

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12 thoughts on “Christmas on a Budget + $100 VISA Giveaway

    1. Thank you, Nikki! I figured everyone can probably use a little extra money this time of year. I just finished up my conferences at school this morning. Now I’m looking forward to a few days of relaxation. Hope you have a great Thanksgiving!

  1. I could use some help with ideas for gifts on a budget. I also try to make as many of my gifts as I can. I’m excited to to follow you and learn all I can, and also have an opportunity to win the $100 Visa card!

  2. Hello! Christmas is also my favorite time of the year. We also have three birthdays in December. Thanks for the different ideas shared in this post. Also I enjoy decorating our Christmas tree. Thanks for the chance to win such an amazing giveaway.

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